A business leader and a banking professional with over 30 years of experience in the Financial Services Industry with an outstanding portfolio of proven leadership in articulation and execution of business strategies, consumer banking, investment and wealth management, treasury and capital markets, operations, technology, risk management, business process re-engineering, profit and cost optimization. Spent over 16 years in Citi Bank where held number of Executive roles in Risk Management, Consumer Banking, Wealth Management, Operation & Technology. Have significant board level experience, held a number of board appointments as Chairman of Board Audit committee, Member of Executive committee, member of credit & Investment committee, Human Remuneration & compensation committee. Also, have an in depth understanding of auditing and the associated regulatory issues in both local & global banks. Equipped with a certification in Risk Management and Advanced Leadership Skills by the state-of-the-art International Leadership Programs in US, EMEA & AP region, combines strategic thinking and sharp executions coupled with relentless ambition and energy, which enables him to achieve and exceed targets, goals, and attain objectives. Currently, holding the position of Vice Chairman & Group CEO at SKH Private Family Office and focuses on driving the group strategy to maximize shareholder value and achieve market- leading business growth, while building customer relationships and loyalty.

BOARD O F DIRECTORS

Vice Chairman – Takaful Emarat Chairman – National Bank of Sudan Chairman – Saad Exchange Board Executive Director – Bank lslami Pakistan Limited Chairman of the Board Audit Committee – Bank lslami Pakistan Limited Member of the Board Credit Committee (BCRC) – Bank lslami Pakistan Limited Member of the Board Human Resources Compensation Committee (BHRCC) – Bank lslami Pakistan Limited

MANAGEMENT POSITIONS

Vice Chairman & GrouCEO – SKH Private Family Office Group Chief Executive Officer – Aafaq Islamic finance Group Chief Executive Officer – Al Sayyah Group Group Chief Operating Officer – Finance House Group Chief Business Officer – Ajman Bank Chief Operating Officer – Ajman Bank Group Chief Operating Officer – Network International Chief Operating Officer & Head of Retail Banking Group – Dubai Bank Senior Chief Operating Officer – Citi Bank Regional Risk Director – Citi Bank Director – AI Tagdeer Limited Company General Manager – Dubai Tadawul Brokerage Hisham Hammoud Hisham Hammoud Hisham Hammoud BUSINESS LEADER AND BANKING PROFESSIONAL Phone: +971 50 651 2371 Email: hishamhammoud12@gmail.com Address: Dubai, United Arab Emirates PROF